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about 2 days ago

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Insurance

Rising household consumption, medical and educational expenses top concerns of Indians: SBI Life study

about 2 hrs ago

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Banking

Inflation has deflated people's aspirations, shows BankBazaar study

about 3 days ago

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Tax

Section 80P Notice: Tax Department Clarifies on Erroneous Section 80P Tax Notices

about 7 days ago

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Financial planning

One house, many heirs? Here’s how to leave behind physical assets

about 4 days ago

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Podcast

How to select a good financial advisor | Simply Save

Investment advisors are well-qualified to analyse the financial conditions of clients and recommend investment opportunities. Moneycontrol spoke to Suresh Sadagopan, a SEBI-registered investment advisor, to discuss the role of an investment advisor. He also talked about how to select a good advisor and the impact of recent regulations on investment advisors. Listen in.

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Got a job with a start-up? Here are some personal finance matters that you must deal with | Simply Save

If you are taking up a job with a start-up, make sure you have your personal finances in order. How much do you plan to save? Do you have an emergency corpus and what about health and life insurance? In a conversation with Moneycontrol, Santosh Joseph, CEO and Founder, Germinate Investor Services, lists out some important personal finance matters to deal with. Listen in

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Why are investors selling flexi-cap and buying multi-cap funds? Simply Save

In the last three months, multi-cap funds have seen net investments of Rs 3,340 crore while flexi-cap funds saw net selling of Rs 1,317 crore. Both work under the same mandate of investing across market capitalisations, albeit to different degrees. So, what’s behind the difference in their fortunes? Rushabh Desai, Founder, Rupee With Rushabh Investment Services explains what’s behind the contrasting investment trend in these two fund categories, which fund is better suited to manage market volatility and more. Listen in

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Why an international student travel insurance policy is a must for overseas-bound students | Simply Save

An overseas student travel insurance policy offers protection against sickness and accidents, besides covering other risks such as loss of passport, laptop theft, etc. Moneycontrol spoke to Amit Chhabra, Chief Business Officer, Travel Insurance, Policybazaar.com to understand the importance of buying these policies, nitty-gritties, choosing between university-recommended health covers and more. Listen in

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Got a job in a foreign country? Important personal finance matters that you must deal with | Simply Save

Before you pack your bags and move overseas for a job, you will have to put some personal finance matters in order. Starting with your bank accounts to your investments, insurance and taxation matters, there’s much that you will have to take care of. In a conversation with Moneycontrol, Sonali Pradhan, Head of Wealth Planning, Julius Baer India gives a simplified yet detailed overview of how to go about all this. Listen in

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How to get the best out of smallcap funds? Simply Save

Extra gush of inflows into small-cap funds has forced some mutual fund houses to curtail fresh investment into these schemes. Some schemes have stopped taking lump-sum investments, while other have put restrictions on systematic investment plans. Moneycontrol spoke to Ravi Kumar T V, Founder of Gaining Ground Investment Services to dig deeper into why smallcap funds have come into the limelight, how to check if a smallcap fund is becoming riskier and more. Listen in

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Tax filing: Wrong ITR form, faulty disclosure of crypto gains, foreign assets could land you in a soup | Simply Save

Failure to disclose crypto gains, income and foreign stock holdings, interest income or any other source of income could lead to notices for non-disclosure from the income tax department. To know more about the mistakes that could land you in a soup, Moneycontrol spoke to Mayank Mohanka, Partner, SM Mohanka and Associates. Listen in

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Filing ITR for crypto gains? Here’s what you need to know | Simply Save

Investors should disclose all their centralised exchange wallets, international wallets as well as decentralised finance wallets in the income tax form, says Indy Sarker, co-founder of TaxCryp.

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How to avoid disappointment when making an insurance claim | Simply Save

A health insurance policy is important. Merely relying on your savings is not wise as your health costs can wipe out your savings. A health cover, on the other hand, is reinstated, after you make a claim. Deepti Bhaskaran, Head- Strategic Initiatives, Clinikk joins us on our podcast.

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Simply Save | Missing advance tax payments data in ITR forms complicates taxpayers' lives

Data on advance tax payments is missing in the pre-filled income tax return (ITR) forms. So, taxpayers are having to manually enter this data to file their returns. In a conversation with Moneycontrol, Khyati Dharamsi, an experienced personal finance writer, explains why this is happening and what it means for taxpayers.

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Tax filing: Oops...Your Annual Information Statement might have crucial errors | Simply Save

ITR or income-tax return filing process must start with basic preparations like getting your documents such as Form-16, bank account and capital gains statements in order. Check Form 26AS, or tax credit statement, and Annual Information Statement (AIS). In case of any discrepancy in AIS, rely on your information as the former could contain errors, says Aarti Raote, Partner, Deloitte India.

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ESG or non-ESG funds: Which scheme to pick? | Simply Save

In 2020 when the Covid-19 pandemic spread across the globe, a growing need was felt among investors to invest in ‘responsible’ companies. Now, investors are back to focussing on funds that give high returns, ESG or no-ESG. Today, we have with us Kaustubh Belapurkar, Director – Manager Research at Morningstar Investment Adviser India and he will discuss how ESG investing differs from traditional investment approaches and more.

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Videos

How To Retain Your Company's Health Insurance Policy After Switching Jobs

Dealing with a job loss, we often forget matters that are equally important. Healthcare is one such issue. Do you know you can retain your company’s group health cover even if you’re not working there anymore? Watch this video to know how
Your Guide To IPO Terminologies | What Is Fixed Price Issue, Anchor Investors, DRHP, RHP?| Explained

Whether you're interested in investing in the market or you want to buy an IPO, there are several terms that you might find difficult to understand. Terms like Book building, Floor price and cutoff price often makes the process confusing. But knowing these terms can allow you to stay informed and can also help you discuss the upcoming IPOs more effectively.
The Reality Of '1 Crore Salary Packages' | Purchasing Power Parity Explained

Whenever we hear someone talking about their salary packages abroad, we start making currency conversions and calculations. But what we forget is the actual purchasing power of it! Watch this video where we explain how the purchasing power parity works.
Taking A Car Loan? How To Choose Between Fixed And Floating Interest Rates?

Getting the best interest rate for you loan is what we all dream of when buying a car or a home. But it can get confusing when one has to choose between a fixed interest rate or a floating interest. Watch this video, as we talk about these interest rate options and the difference between them.
Banks Increasing Minimum Interest Rates For Loans: Time For Repo-Linked Home Loans To Save On EMIs?

Home loan repayment is something that most of us have to deal with. And with rising rates of MCLR, it becomes very crucial for a borrower to decide if switching to a repo-linked loan is optimum or not. Well, there are a few things that should be considered before making a decision. In this video, we have talked about all these subjects. Watch the video to find out.
The Strategy To Repay Debt Systematically | Debt Repayment Methods Explained!

Managing debts can be a very daunting task. All the loans along with daily expenses is something that can take a heavy toll on your finances. But there are a few ways by which you can make the repayment process seamless. Watch this video to find out.
How To Speed Up Your ITR Refund Process? Income Tax Return Refund Processing Explained

If you have filed your income tax returns, you must wonder how long it will take to get the refunds. Well, from an expert tax filer to a first-time filer, all of us come across various queries and concerns. So, in this video, we have talked about all such queries and more. Watch now to know about it.
Watch: Filing ITR For The First Time Or Confused About The Process? Key FAQs Answered

Are you a first-time ITR filer? Or are you someone who’s also confused by so many questions about return filing? Well, you must watch this video as we have answered all such frequently asked questions of yours.
5 Axis Bank Credit Cards Devalued | Why Do Banks Devalue Credit Cards?

Axis Bank has recently devalued some of its credit cards. Cards including Axis Bank Privilege, Axis bank reserve credit Card, Axis bank select, Axis Bank Flipkart Credit Card and my zone card will now provide lesser rewards and benefits. Watch this video wherein we explain why do banks devalue credit cards.
Forgot to bring your ATM card? Here’s how you can withdraw cash without a debit card

Debit cards were one of the most convenient ways to carry money before. But the introduction of UPI has changed it totally. But what if you’re in urgent need of cash & don’t have your debit card with you? Well, we have the solution. Watch the video to find out.
Which Is The Right Income Tax Form For Salaried Professionals, ITR 1 or 2?

Filing the right ITR form is very crucial. As both the forms ITR-1 & ITR-2 are for salaried individuals, you should carefully choose the one is the right one for you. Watch this video where we explain the key differences between the two.
Why Should You File Nil Returns I Benefits Of Filing ITR Despite Being Under The 2.5 Lakh Tax Limit

Did you know you’re supposed to file your returns even if you are below the taxable income threshold? If you have an income below 2.5 lakh rupees, you must file a NIL return. Watch this video to find out the benefits of a NIL return filing.